(805) 496-8444 Laura@LauraBerg.com

FHA Loans

Home Ownership May Be Easier with FHA Financing

We believe every customer should have the best mortgage experience possible.

Home loans insured by the FHA (Federal Housing Administration) can make it easier for you to buy or refinance a home. In addition to the flexible approval guidelines and low down payments, these loans also include lending lim-its of up to $636,150.00*.

Additional features include:

  • Down payments as low as 3.5%, gift funds accepted
  • Both fixed and adjustable rate loans available
  • 580 Minimum FICO required
  • Loans for 1-4 unit properties and condos may be available
  • Your home’s seller may contribute up to 6% of your loan’s costs

You can trust me to guide you through every step of the home buying process and provide mortgage options that fit your needs. Contact me today to learn more about how I can assist you with one of the most important decisions of your life: choosing your home financing.

*FHA loan limits vary by market, ask for details of limits in your area. Loan limit is $636,150.00 in Ventura & Los Angeles County.

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